How to Buy Your Home: Start with Your Dream


This is the first post in a series on buying your home.  I've lived all over the US and lived in some hole in the wall apartments and quite a few houses but were they home? That is something you have to decide to do with where you live: make it home.

When buying a home, it is always a daunting challenge, whether as a first-time buyer, or not. Most people just settle for the first place that falls in their budget, even without checking for better options in a bid to skip as much of the hassle as possible. Before finalizing a purchase, there are somethings to take into consideration, here we will be providing some tips and points to consider before buying, during the buying process and as well as after moving into the new home.


Start with Your Dream


Everyone has what they look out for when they want to buy a home, generally speaking, the desire for a spacious home, with kitchen, bathtrooms, large bedrooms, basements, dining rooms, porches, entertainment spaces, garages, master suites are the most common amongst people. To many, a large property is more than an inch of the yardstick to measure success. When it comes to owning property, Americans are at the top of the list of people that chase this desire with a passion. A good property is definitely a slice of the American dream. Before buying a property, the question of, "is this a home or a house," should come to play. What is the difference?

The major difference between them is that a house is a structure, it is a building in which a person lives. And when there is nobody in it? It is still just a house; a building. A home, in my mind is so much more. Yes, it refers to a building but is more of a place that a person considers a safe place, that belongs to them. A home can be a house, but a house is not always home. A home can be a trailer or a tent or even a boat.

The house you buy must be one that you and members of your family can live comfortably in, it should be one that caters to individual needs, the features of the house depend on personal requirements, in terms of neighborhood, security, ventilation and even in cases where family members have special needs and care. Also determining long term goals are important, does home ownership fit in those plans? Narrowing these down will definitely steer you down the right path. 

Important Points to Note:

  • Before you start, put your purchasing power into consideration, what kind of home you can afford, what type of payment plan will be employed, and how much financing you can get.

  • What does the actual home buying process entail, funding, making offers, home inspections, and closing the deal.

  • Maintenance costs are also a major point to take into consideration.

  • If you are working on a tight budget, look for houses whose full potentials are yet to be utilized. Even if you can’t afford to restructure the front corridor yet, it would be worth it to live in it, when it meets other requirements, in terms of say neighborhood and location, rather than turning away because of physical irregularities




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